Auto loan


Open up new horizons!


BNP Paribas offers auto loans to purchase new foreign and russian cars from official dealers.


The advantages of BNP Paribas auto loans:

• minimum period of loan decision


• positive credit decision is valid during 2 months


• early repayment possible after 6 months


• the car may be registered to any person involved in the deal


• no other hidden fees

Auto loan for new Foreign car purchasing


Auto loan conditions

• loan currency: RUBLES, USD, EURO


• loan amount: from 30 000 RUBLES; from 1 000 USD; from
  1 000 EURO


• loan term: 12-60 months


• down payment: from 10% of car's cost


• moratorium for early repayment: 6 months

Auto loan requirements

You are eligible to receive an auto loan for new foreign car purchasing if you meet the following requirements:

• you have an official source of income sufficient for the amount you wish to borrow


• you have sufficient funds to make the down payment


• you are not younger than 21 years old and not older than 55 years of age for women and 60 for men


• you have not been convicted of a crime


• you have a valid Moscow city, Moscow region or region of Bank's presence residence permit of at least six months


• you have a permanent job in Moscow city, Moscow region or region of Bank's presence


• you have been working for at least 6 months at your current job at the time of the loan application

Documents required

• Auto loan application


• Copy of all pages of your passport


• Copy of temporary residency permit (if applicable)


• Copy partner's passport (if applicable)


• Copy of all pages of your work contract or labor book, certified by the employer


• Income declaration, either form 2-NDFL or one provided by BNP Paribas, certified by the employer


• Men 18-27 years of age must submit the military ID

Insurance

A comprehensive insurance policy (CASCO) is required.


How to apply for an auto loan?

• Fill out an auto loan application


• Prepare all the necessary documents


• Submit the application and documents at any of our branches
  
  Please note: You must have your passport with you and submit your application IN PERSON to one of the bank's consultants.



• Receive the loan decision


• Sign the purchase agreement for the vehicle and insurance policy, make the down payment and come to the bank to conclude the loan agreement

How to repay the auto loan?

Auto loans are repaid in equal monthly installments. You will receive a repayment schedule which will show the monthly payment amount and payment dates. After 6 months you may repay the loan early, either in part or in its entirety.


Tariffs:

Car loan tariffs for Foreign cars purchasing



Auto loan for new Russian car purchasing


Auto loan conditions

• loan currency: RUBLES, USD, EURO


• loan amount: from 30 000 RUBLES; from 1 000 USD; from 1 000 EURO


• loan term: 12-60 months


• down payment: from 20% of car's cost


• moratorium for early repayment: 6 months

Auto loan requirements

You are eligible to receive an auto loan for new russian car purchasing if you meet the following requirements:

• you have an official source of income sufficient for the amount you wish to borrow


• you have sufficient funds to make the down payment


• you are not younger than 21 years old and not older than 55 years of age for women and 60 for men


• you have not been convicted of a crime


• you have a valid Moscow city, Moscow region or region of Bank's presence residence permit of at least six months


• you have a permanent job in Moscow city, Moscow region or region of Bank's presence


• you have been working for at least 6 months at your current job at the time of the loan application

Documents required

• Auto loan application


• Copy of all pages of your passport


• Copy of temporary residency permit (if applicable)


• Copy partner's passport (if applicable)


• Copy of all pages of your work contract or labor book, certified by the employer


• Income declaration, either form 2-NDFL or one provided by BNP Paribas, certified by the employer


• Men 18-27 years of age must submit the military ID

Insurance

A comprehensive insurance policy (CASCO) is required.


How to apply for an auto loan?

• Fill out an auto loan application


• Prepare all the necessary documents


• Submit the application and documents at any of our branches
  
  Please note: You must have your passport with you and submit your application IN PERSON to one of the bank's consultants.



• Receive the loan decision


• Sign the purchase agreement for the vehicle and insurance policy, make the down payment and come to the bank to conclude the loan agreement

How to repay the auto loan?

Auto loans are repaid in equal monthly installments. You will receive a repayment schedule which will show the monthly payment amount and payment dates. After 6 months you may repay the loan early, either in part or in its entirety.


Tariffs:

Car loan tariffs for Russian cars purchasing


Documents required:

Loan application for car loan granting (for residents) (132 ko)
Loan application for car loan granting (for no residents) (142 ko)