Personal loan


Open up new horizons!


If you need additional resources to attain your objective, BNP Paribas offers personal loans.


Advantages of BNP Paribas personal loans:

• Freedom to use it for whatever you want. BNP Paribas does not exercise any control over how you spend the loan funds


• Minimum period of loan decision


• Positive loan decision is valid during 2 months


• No collateral or guarantees needed


• Early repayment possible after 3 months


• No other hidden fees

Personal loan conditions

• loan currency: RUBLES, USD, EURO


• loan amount: from 25 000 to 750 000 in RUBLES; from 1 000 to 25 000 in USD/EURO


• loan term: 12-36 months


• moratorium for early repayment: 3 months

Personal loan requirements

You are eligible to receive a personal loan if you meet the following conditions:

• you have an official source of income sufficient for the amount you wish to borrow


• you are not younger than 21 year old and not older than 55 years of age for women and 60 for men by the moment of loan repayment


• you have not been convicted of a crime


• you have a valid Moscow city, Moscow region or region of Bank's presence residence permit of at least six months


• you have a permanent job in Moscow city, Moscow region or region of Bank's presence


• you have been working for at least 3 months at your current job at the time of the loan application

Insurance

BNP Paribas offers you the loan programs both with the condition of life insurance and catastrophic injury policy from an approved company and without it.


How to apply for a loan?

• Fill out an application form


• Prepare the required documents


• Submit your application at any of our branches
  
  Please note: You must have your passport with you and submit your application IN PERSON to one of the bank's consultants.


• Receive the loan decision

How to repay the loan?

The loan is repaid in equal monthly installments. You will receive a repayment schedule showing the sum due monthly and the payment date. After three months you may repay the loan early, either in part or in its entirety.


Tariffs:

Personal loan tariffs
Personal loan without obligatory insurance tariffs


Documents required

• Loan application for personal loan granting (for residents) (134 ko)


• Loan application for personal loan granting (for no residents) (140 ko)


• Copy of all pages of your passport


• Copy of temporary residency permit (if applicable)


• Copy of partner's passport (if applicable)


• Copy of all pages of your work contract or labor book, certified by the employer


• Income declaration, either form 2-NDFL or one provided by BNP Paribas, certified by the employer


• Men who are 21-27 years old must submit the military ID